Borrowing
Collateral
$83,042
12.786 USDC
3.22e-9 cbBTC
4.758 VIRTUAL
61.44K cbXRP
Debt
$48,414
48.42K USDC
98.59% borrow rate
Borrow capacity: 78.8% of the liquidation line
$13,039 more to borrow
liquidation at $61,453 debt
21% from liquidation
This position borrows against its supplied collateral and is within its borrowing limit:
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At the Comptroller’s own oracle prices the supplied markets are worth $83,042 and the borrowed markets $48,414.
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The 12.786 USDC supply (worth $13) earns the market rate (89.04% APR).
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The 3.22e-9 cbBTC supply (worth < $0.01) earns the market rate (34.12% APR).
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The 4.758 VIRTUAL supply (worth $3) earns the market rate (0.01% APR).
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The 61,437.084 cbXRP supply (worth $83,026) earns the market rate (0.00% APR).
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The account borrows 48,418.232 USDC at 98.59% APR against USDC, cbBTC, VIRTUAL and cbXRP collateral counted at $83,042 by the Comptroller’s own risk check.
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The Comptroller reports $13,039 of borrowing power still unused.
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The debt stands at 78.8% of the liquidation line. That line sits at $61,453 of debt at current prices.
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Health factor 1.27 — collateral capacity (each entered market counts up to its collateral factor) is 1.27× the debt; at 1.0 the shortfall begins.
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The collateral basket can fall about 21% before the account is liquidatable.
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The debt accrues at a 98.59% borrow rate.
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A liquidation here repays at most 50% of one borrowed market per seizure (the close factor) and the liquidator takes collateral worth that repayment plus 10% — a partial nudge back over the line, not a full absorb.
Reading this wallet’s history from the index.