Borrowing
Collateral
$936
329.729 USDC
4.19 AERO
0.005 cbBTC
9.263 VIRTUAL
180.667 cbXRP
Debt
$605
605.134 USDC
98.59% borrow rate
Borrow capacity: 78.0% of the liquidation line
$171 more to borrow
liquidation at $776 debt
22% from liquidation
This position borrows against its supplied collateral and is within its borrowing limit:
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At the Comptroller’s own oracle prices the supplied markets are worth $936 and the borrowed markets $605.
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The 329.729 USDC supply (worth $330) earns the market rate (89.04% APR).
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The 4.19 AERO supply (worth $2) earns the market rate (0.47% APR).
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The 0.005 cbBTC supply (worth $354) earns the market rate (34.12% APR).
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The 9.263 VIRTUAL supply (worth $6) earns the market rate (0.01% APR).
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The 180.667 cbXRP supply (worth $244) earns the market rate (0.00% APR).
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The AERO supply is not entered as collateral — minting alone doesn’t enter a market, so it backs no borrowing and can’t be seized. It only earns.
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The account borrows 605.134 USDC at 98.59% APR against USDC, cbBTC, VIRTUAL and cbXRP collateral counted at $934 by the Comptroller’s own risk check.
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The Comptroller reports $171 of borrowing power still unused.
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The debt stands at 78.0% of the liquidation line. That line sits at $776 of debt at current prices.
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Health factor 1.28 — collateral capacity (each entered market counts up to its collateral factor) is 1.28× the debt; at 1.0 the shortfall begins.
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The collateral basket can fall about 22% before the account is liquidatable.
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The debt accrues at a 98.59% borrow rate.
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A liquidation here repays at most 50% of one borrowed market per seizure (the close factor) and the liquidator takes collateral worth that repayment plus 10% — a partial nudge back over the line, not a full absorb.
Reading this wallet’s history from the index.