Borrowing
Collateral
$1
0.122 USDC
0.003 AERO
0.605 EURC
0.154 cbXRP
Debt
$0.76
0.493 DAI
0.266 USDS
42.33% avg borrow rate
Borrow capacity: 86.3% of the liquidation line
$0.12 more to borrow
liquidation at $0.88 debt
14% from liquidation
This position borrows against its supplied collateral and is within its borrowing limit:
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At the Comptroller’s own oracle prices the supplied markets are worth $1 and the borrowed markets $0.76.
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The 0.122 USDC supply (worth $0.12) earns the market rate (89.04% APR).
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The 0.003 AERO supply (worth < $0.01) earns the market rate (0.47% APR).
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The 0.605 EURC supply (worth $0.70) earns the market rate (107.38% APR).
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The 0.154 cbXRP supply (worth $0.21) earns the market rate (0.00% APR).
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The account borrows 0.493 DAI at 6.07% APR and 0.266 USDS at 109.55% APR against USDC, AERO, EURC and cbXRP collateral counted at $1 by the Comptroller’s own risk check.
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The Comptroller reports $0.12 of borrowing power still unused.
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The debt stands at 86.3% of the liquidation line. That line sits at $0.88 of debt at current prices.
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Health factor 1.16 — collateral capacity (each entered market counts up to its collateral factor) is 1.16× the debt; at 1.0 the shortfall begins.
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The collateral basket can fall about 14% before the account is liquidatable.
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The debt accrues at a 42.33% average borrow rate.
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A liquidation here repays at most 50% of one borrowed market per seizure (the close factor) and the liquidator takes collateral worth that repayment plus 10% — a partial nudge back over the line, not a full absorb.
Reading this wallet’s history from the index.