Borrowing
Collateral
$326,226
326.26K USDC
3.90e-7 cbXRP
Debt
$181,393
1.304 cbBTC
4.6M WELL
27.69K MORPHO
40.22% avg borrow rate
Borrow capacity: 63.2% of the liquidation line
$105,686 more to borrow
liquidation at $287,079 debt
37% from liquidation
This position borrows against its supplied collateral and is within its borrowing limit:
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At the Comptroller’s own oracle prices the supplied markets are worth $326,226 and the borrowed markets $181,393.
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The 326,256.72 USDC supply (worth $326,226) earns the market rate (89.04% APR).
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The 3.90e-7 cbXRP supply (worth < $0.01) earns the market rate (0.00% APR).
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The account borrows 1.304 cbBTC at 53.78% APR and 4,602,112.84 WELL at 3.05% APR and 27,688.435 MORPHO at 26.40% APR against USDC and cbXRP collateral counted at $326,226 by the Comptroller’s own risk check.
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The Comptroller reports $105,686 of borrowing power still unused.
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The debt stands at 63.2% of the liquidation line. That line sits at $287,079 of debt at current prices.
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Health factor 1.58 — collateral capacity (each entered market counts up to its collateral factor) is 1.58× the debt; at 1.0 the shortfall begins.
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The collateral basket can fall about 37% before the account is liquidatable.
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The debt accrues at a 40.22% average borrow rate.
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A liquidation here repays at most 50% of one borrowed market per seizure (the close factor) and the liquidator takes collateral worth that repayment plus 10% — a partial nudge back over the line, not a full absorb.
Reading this wallet’s history from the index.